FINANCIAL INSTITUTIONS GLOBAL PAYMENTS REPORT 2025 (Record no. 8579)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 02769nam a22003857a 4500 |
| 001 - CONTROL NUMBER | |
| control field | 00008579 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | ES-MaONT |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20251028113428.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 251028s2025 -usdac||st||| 00| 0 eng d |
| 040 ## - CATALOGING SOURCE | |
| Original cataloging agency | ES-MaONT |
| 110 ## - MAIN ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Boston Consulting Group (BCG) |
| 9 (RLIN) | 9252 |
| 245 ## - TITLE STATEMENT | |
| Title | FINANCIAL INSTITUTIONS GLOBAL PAYMENTS REPORT 2025 |
| Remainder of title | : The Future Is (Anything but) Stable |
| Statement of responsibility, etc. | / Boston Consulting Group |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Place of publication, distribution, etc. | [Boston] |
| Name of publisher, distributor, etc. | BCG |
| Date of publication, distribution, etc. | ,2025 |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 37 páginas |
| Other physical details | ; 1 documento PDF |
| 336 ## - CONTENT TYPE | |
| Source | isbdcontent |
| Content type term | texto (visual) |
| 337 ## - MEDIA TYPE | |
| Source | isbdmedia |
| Media type term | electrónico |
| 338 ## - CARRIER TYPE | |
| Source | rdacarrier |
| Carrier type term | recurso en línea |
| 500 ## - GENERAL NOTE | |
| General note | "September 2025" |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | El informe describe cómo la industria de pagos entra en una nueva etapa. Tras alcanzar 1,93 billones de dólares en ingresos en 2024, el sector seguirá creciendo hasta 2029, aunque a un ritmo más moderado. El objetivo del estudio es orientar a bancos, fintechs y comercios sobre dónde poner el foco: pagos instantáneos, dinero digital, analítica avanzada y automatización con IA. También subraya un entorno regulatorio más exigente en resiliencia operativa y gestión del riesgo.<br/><br/>Los hallazgos principales son claros. Los pagos cuenta-a-cuenta en tiempo real ya representan una parte relevante del pago digital y crecen con fuerza, liderados por mercados como Brasil e India. Las fintechs continúan ganando peso y los servicios de valor añadido (fraude, conciliación, datos, suscripciones) pasan a ser el motor del acquiring. La IA generativa y los “agentes” de IA empiezan a intervenir en decisiones de checkout y atención al cliente. En transfronterizos, las stablecoins avanzan como opción ágil en determinados corredores.<br/><br/>Las implicaciones: pasar de “procesar transacciones” a “orquestar valor”. Esto exige modernizar infraestructuras de tiempo real, reforzar identidad y prevención del fraude, y decidir la estrategia en dinero digital (custodia, emisión o depósitos tokenizados). La prioridad operativa es combinar automatización, enrutamiento inteligente y analítica para ganar eficiencia y, a la vez, competir con propuestas más simples y centradas en el comerciante.<br/> |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Pagos |
| 9 (RLIN) | 9619 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | A2A en tiempo real |
| 9 (RLIN) | 9638 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Stablecoins |
| 9 (RLIN) | 9639 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Agentes de IA |
| 9 (RLIN) | 9604 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | GenAI |
| 9 (RLIN) | 8585 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Plataformas |
| 9 (RLIN) | 9530 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Valor añadido |
| 9 (RLIN) | 9640 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Cumplimiento |
| 9 (RLIN) | 8836 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Costes |
| 9 (RLIN) | 9580 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Transfronterizo |
| 9 (RLIN) | 9641 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | PERTE |
| 9 (RLIN) | 6756 |
| 700 ## - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Duranton, Sylvain |
| Relator term | author |
| 9 (RLIN) | 9253 |
| 856 ## - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | https://web-assets.bcg.com/25/91/2269153c468ca43684442f055cb0/2025-global-payments-report-sep-2025.pdf |
| Nonpublic note | Abierto |
| Link text | Acceso a publicación |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Source of classification or shelving scheme | Other/Generic Classification Scheme |
| Koha item type | Informes |
| Withdrawn status | Lost status | Damaged status | Not for loan | Collection code | Koha itemnumber | Home library | Current library | Shelving location | Date acquired | Total Checkouts | Barcode | Date last seen | Price effective from | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Acceso libre online | Colección digital | 9510 | CDO | CDO | 28/10/2025 | 1000020178727 | 28/10/2025 | 28/10/2025 | Informes |