The Widening AI Value Gap (Record no. 8589)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 02844nam a22004217a 4500 |
| 001 - CONTROL NUMBER | |
| control field | 00008589 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | ES-MaONT |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20251029084238.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 251029s2025 -usdac||st||| 00| 0 eng d |
| 040 ## - CATALOGING SOURCE | |
| Original cataloging agency | ES-MaONT |
| 110 ## - MAIN ENTRY--CORPORATE NAME | |
| Corporate name or jurisdiction name as entry element | Apotheker, Jessica |
| 9 (RLIN) | 9700 |
| 245 ## - TITLE STATEMENT | |
| Title | The Widening AI Value Gap |
| Remainder of title | : Build for the Future 2025 |
| Statement of responsibility, etc. | / Jessica Apotheker [et al.] |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Place of publication, distribution, etc. | [Boston] |
| Name of publisher, distributor, etc. | BCG |
| Date of publication, distribution, etc. | ,2025 |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 24 páginas |
| Other physical details | ; 1 documento PDF |
| 336 ## - CONTENT TYPE | |
| Source | isbdcontent |
| Content type term | texto (visual) |
| 337 ## - MEDIA TYPE | |
| Source | isbdmedia |
| Media type term | electrónico |
| 338 ## - CARRIER TYPE | |
| Source | rdacarrier |
| Carrier type term | recurso en línea |
| 500 ## - GENERAL NOTE | |
| General note | "September 2025" |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc. | El informe describe cómo la industria de pagos entra en una nueva etapa. Tras alcanzar 1,93 billones de dólares en ingresos en 2024, el sector seguirá creciendo hasta 2029, aunque a un ritmo más moderado. El objetivo del estudio es orientar a bancos, fintechs y comercios sobre dónde poner el foco: pagos instantáneos, dinero digital, analítica avanzada y automatización con IA. También subraya un entorno regulatorio más exigente en resiliencia operativa y gestión del riesgo.<br/><br/>Los hallazgos principales son claros. Los pagos cuenta-a-cuenta en tiempo real ya representan una parte relevante del pago digital y crecen con fuerza, liderados por mercados como Brasil e India. Las fintechs continúan ganando peso y los servicios de valor añadido (fraude, conciliación, datos, suscripciones) pasan a ser el motor del acquiring. La IA generativa y los “agentes” de IA empiezan a intervenir en decisiones de checkout y atención al cliente. En transfronterizos, las stablecoins avanzan como opción ágil en determinados corredores.<br/><br/>Las implicaciones: pasar de “procesar transacciones” a “orquestar valor”. Esto exige modernizar infraestructuras de tiempo real, reforzar identidad y prevención del fraude, y decidir la estrategia en dinero digital (custodia, emisión o depósitos tokenizados). La prioridad operativa es combinar automatización, enrutamiento inteligente y analítica para ganar eficiencia y, a la vez, competir con propuestas más simples y centradas en el comerciante.<br/> |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | IA |
| 9 (RLIN) | 9510 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Valor |
| 9 (RLIN) | 9664 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Automatización |
| 9 (RLIN) | 8691 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Agentes |
| 9 (RLIN) | 9508 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Talento |
| 9 (RLIN) | 9701 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Innovación |
| 9 (RLIN) | 5186 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Estrategia |
| 9 (RLIN) | 9642 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Productividad |
| 9 (RLIN) | 9065 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Gobernanza |
| 9 (RLIN) | 8546 |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Competitividad |
| 9 (RLIN) | 8735 |
| 700 ## - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Beauchene, Vinciane |
| Relator term | autor |
| 9 (RLIN) | 9251 |
| 700 ## - ADDED ENTRY--PERSONAL NAME | |
| Personal name | de Bellefonds, Nicolas |
| Relator term | autor |
| 9 (RLIN) | 8363 |
| 700 ## - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Forth, Patrick |
| Relator term | autor |
| 9 (RLIN) | 5361 |
| 700 ## - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Franke, Marc Roman |
| Relator term | autor |
| 9 (RLIN) | 9702 |
| 700 ## - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Grebe, Michael |
| Relator term | autor |
| 9 (RLIN) | 8366 |
| 856 ## - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | https://media-publications.bcg.com/The-Widening-AI-Value-Gap-Sept-2025.pdf |
| Nonpublic note | Abierto |
| Link text | Acceso a publicación |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Source of classification or shelving scheme | Other/Generic Classification Scheme |
| Koha item type | Informes |
| Withdrawn status | Lost status | Damaged status | Not for loan | Collection code | Koha itemnumber | Home library | Current library | Shelving location | Date acquired | Total Checkouts | Barcode | Date last seen | Price effective from | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Acceso libre online | Colección digital | 9520 | CDO | CDO | 29/10/2025 | 1000020178737 | 29/10/2025 | 29/10/2025 | Informes |