This report concentrates on FinTechs because of their increasing importance to the security of the financial system. As technological and policy changes lead financial services to become more modularized, with client data and assets spread across multiple providers, we expect the importance of FinTechs creating a cyber-resilient financial system to increase. Cybersecurity is collaborative and the recommendations in this report are intended to benefit from and support ongoing initiatives elsewhere in the financial services sector.

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