01881nam a2200325 c 4500 4932 4932 00004932 ES-MaONT 20211006062602.0 190314s2019 ||||frt i 01 u|eng u doi 10.1787/8c408f92-en . ES-MaONT Organización de Cooperación y Desarrollo Económico 2843 BBVA big data on online credit card transactions : The patterns of domestic and cross-border e-commerce / OECD Paris : OECD Publishing, March 2019 55 p. : tablas ; 1 documento PDF texto (visual) isbdcontent electrónico isbdmedia recurso en línea rdacarrier cr OECD Digital Economy Papers ; March 2019, No. 278 This report uses a standard gravity setup to analyse the determinants of e-commerce, using data on online credit card payments by private Spanish customers of the multinational bank BBVA. The results show that the gravity model applies well to credit card payments, explaining up to 95% of the variation in the data. The analysis finds potentially large border effects for trade between any two regions or countries, implying that individuals tend to purchase more from their home region or domestically than from other places. The estimates also suggest that the effect of distance might be slightly less important for e-commerce transactions than for offline trade, although the death of distance hypothesis is clearly rejected by the data Tecnologías habilitadoras digitales 18 e-commerce online credit card BBVA credit card payments Cross-border OECD Digital Economy Papers 2551 https://doi.org/10.1787/8c408f92-en 0 Acceso a la publicación pdf INF z 0 0 z Informe 0 3 1 01 01 online 2019-03-14 0 1000020175314 2019-03-14 00:00:00 2019-03-14 INF .pdf, .read