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  <titleInfo>
    <title>BBVA big data on online credit card transactions</title>
    <subTitle>: The patterns of domestic and cross-border e-commerce</subTitle>
  </titleInfo>
  <name type="corporate">
    <namePart>Organización de Cooperación y Desarrollo Económico</namePart>
    <role>
      <roleTerm authority="marcrelator" type="text">creator</roleTerm>
    </role>
  </name>
  <typeOfResource>text</typeOfResource>
  <genre authority="marc">technical report</genre>
  <originInfo>
    <place>
      <placeTerm type="text">Paris</placeTerm>
    </place>
    <publisher>OECD Publishing</publisher>
    <dateIssued>March 2019</dateIssued>
    <dateIssued encoding="marc">2019</dateIssued>
    <issuance>monographic</issuance>
  </originInfo>
  <language>
    <languageTerm authority="iso639-2b" type="code">eng</languageTerm>
  </language>
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    <internetMediaType>pdf</internetMediaType>
    <extent>55 p. : tablas ; 1 documento PDF</extent>
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  <abstract>This report uses a standard gravity setup to analyse the determinants of e-commerce, using data on online credit card payments by private Spanish customers of the multinational bank BBVA. The results show that the gravity model applies well to credit card payments, explaining up to 95% of the variation in the data. The analysis finds potentially large border effects for trade between any two regions or countries, implying that individuals tend to purchase more from their home region or domestically than from other places. The estimates also suggest that the effect of distance might be slightly less important for e-commerce transactions than for offline trade, although the death of distance hypothesis is clearly rejected by the data</abstract>
  <targetAudience authority="marctarget">specialized</targetAudience>
  <note type="statement of responsibility">/ OECD</note>
  <subject authority="lcsh">
    <topic>Tecnologías habilitadoras digitales</topic>
  </subject>
  <subject>
    <topic>e-commerce</topic>
  </subject>
  <subject>
    <topic>online credit card </topic>
  </subject>
  <subject>
    <topic>BBVA</topic>
  </subject>
  <subject>
    <topic>credit card payments</topic>
  </subject>
  <subject>
    <topic>Cross-border</topic>
  </subject>
  <relatedItem type="series">
    <titleInfo>
      <title>OECD Digital Economy Papers</title>
    </titleInfo>
  </relatedItem>
  <relatedItem>
    <internetMediaType>pdf</internetMediaType>
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  <identifier type="uri">https://doi.org/10.1787/8c408f92-en</identifier>
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    <url displayLabel="Acceso a la publicación">https://doi.org/10.1787/8c408f92-en</url>
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    <recordChangeDate encoding="iso8601">20211006062602.0</recordChangeDate>
    <recordIdentifier source="ES-MaONT">00004932</recordIdentifier>
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