@book{5391,
	author = {López, Mariana and Clifford, Killian  and GSMA (Organization)‏},
	title = {Digital credit for mobile money providers},
	publisher = {GSM Association,},
	year = {2019},
	address = {London : },
	url = {https://www.gsma.com/mobilefordevelopment/wp-content/uploads/2019/09/GSMA_Digital-credit-for-mobile-money-providers.pdf},
	Remainder of title = {: a guide to addressing the risks associated with digital credit services}
}