02232nam a22003497a 4500 5391 5391 00005391 ES-MaONT 20220805062543.0 191011s2019 xxkad||frt|||i00| 0 eng d ES-MaONT López, Mariana 3530 Digital credit for mobile money providers : a guide to addressing the risks associated with digital credit services / author, Mariana Lopez ; editor, Killian Clifford ; contributor, Brian Muthiora London : GSM Association, 2019 16 p. : il., gráf. 1 documento PDF texto (visual) isbdcontent electrónico isbdmedia recurso en línea rdacarrier The extensive uptake of mobile money in recent years and the subsequent creation of transactional data has spurred access to short-term loans for individuals who had been previously excluded from formal credit markets. By offering instant loans and advances, these products can help individuals and MSMEs (micro, small and medium-sized enterprises) to meet their household needs, handle financial shocks and capitalise on business opportunities. The scalability and speed of digital credit, combined with the limited financial literacy of many borrowers, can lead to high-risk credit booms, as witnessed in other sectors. This briefing note details the different responsibilities of MMPs who participate in digital credit offerings, and provides guidance on addressing the risks that might arise with such services. Economía digital 2223 mobile money credit markets MSMEs digital credit risks Clifford, Killian 3531 Muthiora, Brian 3532 GSMA (Organization)‏ 1226 https://www.gsma.com/mobilefordevelopment/wp-content/uploads/2019/09/GSMA_Digital-credit-for-mobile-money-providers.pdf 0 Acceso al documento https://www.gsma.com/mobilefordevelopment/resources/digital-credit-for-mobile-money-providers-a-guide-to-addressing-the-risks-associated-with-digital-credit-services/ 0 Más infornación udc INF 0 0 0 3 1 6341 01 01 online 2019-10-07 0 1000020175640 2019-10-07 00:00:00 2019-10-07 INF pdf