@book{5428,
	author = {Maina, Juliet  and Clifford, Killian  and GSMA (Organization)‏},
	title = {Cybersecurity},
	publisher = {GSM Association,},
	year = {2019},
	address = {London : },
	url = {https://www.gsma.com/mobilefordevelopment/wp-content/uploads/2019/09/GSMA_Cybersecurity_A-Governance-framework-for-mobile-money-providers_WEB.pdf},
	Remainder of title = {: a governance framework for mobile money providers}
}