@book{5612,
	author = {Naghavi, Nika  and GSMA (Organization)‏},
	title = {Social commerce in emerging markets},
	publisher = {GSM Association,},
	year = {2019},
	address = {London :},
	url = {https://www.gsma.com/mobilefordevelopment/wp-content/uploads/2019/12/Social-commerce-in-emerging-markets.pdf},
	Remainder of title = {: understanding the landscape and opportunities for mobile money}
}