@book{6463,
	author = {Andersson-Manjang, Simon K.  and Naghavi, Nika  and GSMA (Organization)‏},
	title = {State of the Industry Report on Mobile Money 2021},
	publisher = {GSM Association,},
	year = {cop. 2021},
	address = {London :},
	url = {https://www.gsma.com/mobilefordevelopment/wp-content/uploads/2021/03/GSMA_State-of-the-Industry-Report-on-Mobile-Money-2021_Full-report.pdf},
}