03004nam a22003497c 4500 6586 6586 00006586 ES-MaONT 20220805062554.0 210608b2021 ||||| |||| 00| 0 eng d . ES-MaONT 2509 European Union Blockchain Observatory and Forum Central Bank Digital Currencies and a Euro for the Future / a thematic report prepared by the European Union Blockchain Observatory & Forum [S.l.] : EU Blockchain Observatory and Forum, 2021 84 p.: gráf. ; 1 documento PDF texto (visual) isbdcontent electrónico isbdmedia recurso en línea rdacarrier Bibliografía: p. 80-84 The European Blockchain Observatory and Forum (EUBOF) has just published a report identifying and evaluating eight alternative design architectures for the digital euro. The EUBOF report, coordinated by the Institute for the Future (IFF) at the University of Nicosia, goes a step further from previous efforts, by considering specific design options for the digital euro and evaluating them against the core principles and requirements set by the ECB. This large-scale research aims at contributing to the ongoing debate to develop the digital euro, highlighting the following dimensions: - How the digital euro will differ based on whether it functions similarly to today's bank deposits (an account-based digital euro) or similarly to today's physical cash (a token-based digital euro). - What are the differences based on the underlying technological infrastructure of the new currency, specifically choosing between implementing it atop existing eurozone-wide payment rails (such as the TIPS) or atop novel technological architectures, such as blockchain. - Explores whether the ECB, as well as the Eurozone banking system and European citizens, would be better-off if the digital euro was exclusively coordinated by the Central Bank or if it was distributed and managed in collaboration with Europe's commercial banks and other financial institutions. - Addresses additional considerations related to technology (interoperability and programmability features of the digital euro), regulatory aspects (traceability, compliance, and AML/KYC enforcement) and end-user experience (fund custody, digital wallet design and user interfaces). - Identifies and studies several implications of the digital euro to areas such as financial stability or the operation of the European banking industry. Economía digital 2223 blockchain euro digital bancos instituciones financieras moneda digital sistema bancario zona euro tecnologías https://www.eublockchainforum.eu/news/new-thematic-report-central-bank-digital-currencies-and-euro-future 0 Acceso al documento pdf udc INF 0 0 z 0 3 1 01 01 online 2021-06-08 0 1000020176779 2021-06-08 00:00:00 2021-06-08 INF