@book{6784,
	author = {World Economic Forum and Deloitte (Firma)‪},
	title = {Beneath the surface},
	publisher = {World Economic Forum, },
	year = {October 2021},
	address = {Geneva :},
	url = {https://www3.weforum.org/docs/WEF_Technology_Innovation_and_Systemic_Risk_2021.pdf},
	Remainder of title = {: technology-driven systemic risks and the continued need for innovation}
}