@book{7454,
	author = {Minsait Payments and Prieto, Miguel Ángel and Analistas Financieros Internacionales (AFI)},
	title = {XII Edición Informe Tendencias en Medios de Pago},
	publisher = {Minsait Payments},
	year = {03/2023},
	address = {Madrid :},
	edition = {XII Edición},
	url = {https://www.minsaitpayments.com/recursos/informe-2023},
}
