@book{8411,
	author = {Observatorio de Finanzas y Tecnología (OFT)},
	title = {Inclusión Financiera Digital en España},
	publisher = {: Funcas},
	year = {,2025},
	address = {[Madrid]},
	url = {https://www.funcas.es/wp-content/uploads/2025/06/Nota-OFT-22-2025.pdf},
}