000			02232nam a22003497a 4500
999			_c5391 _d5391
001			00005391
003			ES-MaONT
005			20220805062543.0
008			191011s2019 xxkad||frt|||i00| 0 eng d
040			_aES-MaONT
100	1		_aLópez, Mariana _93530
245	1	0	_aDigital credit for mobile money providers _b: a guide to addressing the risks associated with digital credit services _c/ author, Mariana Lopez ; editor, Killian Clifford ; contributor, Brian Muthiora
260			_aLondon : _bGSM Association, _c2019
300			_a16 p. : _bil., gráf. _c1 documento PDF
336			_atexto (visual) _2isbdcontent
337			_aelectrónico _2isbdmedia
338			_arecurso en línea _2rdacarrier
520			_aThe extensive uptake of mobile money in recent years and the subsequent creation of transactional data has spurred access to short-term loans for individuals who had been previously excluded from formal credit markets. By offering instant loans and advances, these products can help individuals and MSMEs (micro, small and medium-sized enterprises) to meet their household needs, handle financial shocks and capitalise on business opportunities. The scalability and speed of digital credit, combined with the limited financial literacy of many borrowers, can lead to high-risk credit booms, as witnessed in other sectors. This briefing note details the different responsibilities of MMPs who participate in digital credit offerings, and provides guidance on addressing the risks that might arise with such services.
650		7	_aEconomía digital _2 _92223
653			_amobile money
653			_acredit markets
653			_aMSMEs
653			_adigital credit
653			_arisks
700	1		_aClifford, Killian _93531
700	1		_aMuthiora, Brian _93532
710	2		_aGSMA (Organization)‏ _91226
856	4		_uhttps://www.gsma.com/mobilefordevelopment/wp-content/uploads/2019/09/GSMA_Digital-credit-for-mobile-money-providers.pdf _x0 _yAcceso al documento
856	4		_uhttps://www.gsma.com/mobilefordevelopment/resources/digital-credit-for-mobile-money-providers-a-guide-to-addressing-the-risks-associated-with-digital-credit-services/ _x0 _yMás infornación
942			_2udc _cINF